Get pre-approved prior to starting the process of buying Highlands real estate. Pre-approval is one of the most important steps of buying a home, unless a loan will not be used to purchase the home that is. Many sellers today will not even look at an offer if a pre-approval letter is not presented.
Sit down with your Highlands REALTOR and get referrals from some reputable lenders in the area. Take the time to interview a few before selecting the one you wish to work with. Prior to meeting with your lender it is a good idea to have all of your paperwork in line, including tax statements for the past three years, proof of income, and bank statements, to name a few. The more organized you are the easier the process will be. If you are a serious buyer consider sitting down with your lender today, to make the entire buying process run more smoothly from the start.
Contact me, Lynn Kimball, today to learn more about buying real estate in Highlands NC. I welcome the opportunity to update you on current market conditions while recommending local lenders at the same time. Let my knowledge and experience work to your advantage as your guide to Highlands real estate.